Colonial General Insurance Agency

 

 

 

 

 

 

 

 

Selected Mercantile Program

  • Policy Highlights:

  • Property and Liability Coverages available on monoline or package basis for selected classes of retail stores with incidental installation, service, or repair operations.

  • CGL Coverage available:

  • • Primary Limits up to $3,000,000 Occurrence/Aggregate

  • • $5,000 Medical Payments Coverage—Included

  • • Additional Interests— Landlords included at no charge

  • • Electronic Data Liability

  • • Liquor Liability

  • • Excess or Umbrella Limits up to $25,000,000

  • • No deductible required

  • Property Coverage available:

  • • Accounts Receivable

  • • Bailees’ Customers

  • • Basic, Broad or Special Form

  • • Building

  • • Business Income

  • • Computer Equipment

  • • Contents

  • • Equipment Breakdown

  • • Food Spoilage

  • • Outside Signs

  • • Replacement Cost or ACV

  • • Valuable Papers

  • Crime Coverage available:

  • • Inside the Premises—Theft of Money and Securities

  • • Inside the Premises—Robbery or Safe Burglary of Other Property

  • • Outside the Premises

 

Eligible Stores Include:

Antique
Appliance
Army and Navy
Auto Parts and Supplies
Beverage/Liquor
Bicycle
Books and Magazines
Camera and Photographic Equipment
Candy and Confectionery
Clothing
Collectible and Memorabilia
Computer
Department or Discount
Electronics
Fabric
Floor Covering/Carpet
Florists
Furniture
Gift Shops
Hardware
Hobby, Artist Supply
Home Improvement
Ice and Water
Ice Cream
Jewelry
Mail Box or Packaging
Music
Musical Instrument
Newsstands
Paint and Wallpaper
Painting, Picture, or Frame
Shoe
Sporting Goods
Stationery or Paper Products
Stores—no food or drink
Tobacco Products
Variety
Video