Colonial General Insurance Agency

 

 

 

 

 

 

 

 

Homeowners Program

  • Policy Highlights:

  • To make you feel right at home with us, we offer coverage utilizing ISO forms. The HO-3, HO-4, HO-6, and HO-8 are all available. So whether you’re trying to place coverage for a one- or two-family owner-occupied or owner-secondary home, a renter, or a condominium unit owner, we have what you need!

  • Automatic Coverage for:

  • • Personal Property

  • • Comprehensive Personal Liability

  • • Medical Payments

  • • Other Structure Coverage

  • • Loss of Use

  • Also Available:

  • • Extended Replacement Cost

  • • Identity Fraud Expense

  • • Water Back-Up and Sump Discharge or Overflow

  • • Extended Liability Coverage for rental properties or a secondary residence

  • • Builder’s Risk/Course of Construction

  • • In-Home Business in some states

  • • Personal Injury

  • • Loss Assessment

 

  • Having difficulty with other markets? Not with us! We specialize in risks with:

  • • Prior losses

  • • Prior declinations

  • • Lower value homes in good condition

  • • Higher value homes

  • • No prior insurance

  • • New purchases

  • • Homes in distressed markets