Colonial General Insurance Agency

 

 

 

 

 

 

 

 

Exercise and Health Studio/ Personal Trainer Program

  • Policy Highlights:

  • Property and Liability Coverage available on monoline or package basis for health and exercise clubs including: exercise equipment clubs, aerobic studios, weight lifting gyms, personal trainers, masseuses/massage parlors, dance studios, and physical therapists. Childcare for club members while on premises is included.

  • CGL Coverage available:

  • • Primary Limits up to $3,000,000 Occurrence/Aggregate

  • • Liquor Liability

  • • Hired and Non-owned Auto

  • • Excess or Umbrella Limits up to $25,000,000

  • Included Coverages:

  • - Medical Payments Coverage—$5,000 Limit

  • - Blanket Additional Insured Endorsement

  • - Club Members as additional insureds

  • - Errors and Omissions Coverage Part—Policy Limits

  • - Sexual and Physical Abuse Coverage—$25,000 per claim/ $50,000 Aggregate (Higher optional limits available)

  • - No deductible required

  • - Loss Prevention Brochure available

 

  • Property Coverage available:

  • • Accounts Receivable

  • • Basic, Broad or Special Form

  • • Building

  • • Business Income

  • • Computer Equipment

  • • Contents

  • • Equipment Breakdown

  • • Food Spoilage

  • • Inland Marine

  • • Outside Signs

  • • Replacement Cost or ACV

  • • Valuable Papers

  • Crime Coverage available:

  • • Inside the Premises—Theft of Money and Securities

  • • Inside the Premises—Robbery or Safe Burglary of Other Property

  • • Outside the Premises