Colonial General Insurance Agency

 

 

 

 

 

 

 

 

Bar and Tavern Program

  • Policy Highlights:

  • Property and Liability Coverages available on a monoline or package basis for bar/tavern exposures and restaurants with alcohol sales that are 30% or more of the total gross sales.

  • Property Coverage available:

  • • Accounts Receivable

  • • Basic, Broad or Special Form

  • • Building

  • • Business Income

  • • Computer Equipment

  • • Contents

  • • Equipment Breakdown

  • • Food Spoilage

  • • Outside Signs

  • • Replacement Cost or ACV

  • • Valuable Papers

 

  • CGL Coverage available:

  • • Primary Limits up to $3,000,000 Occurrence/Aggregate

  • • Liquor Liability Coverage

  • • Excess or Umbrella Limits up to $25,000,000

  • Included Coverages:

  • • Assault and/or Battery Limited Liability Coverage Form (per event)—$25,000/$50,000 Limits

  • • Medical Payments Coverage—$5,000 Limit

  • • Additional Interests

  • • No deductible required

  • Crime Coverage available:

  • • Inside the Premises—Theft of Money and Securities

  • • Inside the Premises—Robbery or Safe Burglary of Other Property

  • • Outside the Premises